55+ Communities Near Denver: 2026 Guide

The Rules

What “55+” actually means

Federal fair housing law normally bans age limits in housing. The Housing for Older Persons Act (HOPA) carves out an exemption, and that is what lets a community call itself 55+.

To qualify, a community must be intended and operated for people 55 and older, at least 80 percent of its occupied homes must have at least one resident who is 55 or older, it must publish and follow policies that show that intent, and it must verify ages with surveys or affidavits.

The other 20 percent is where communities differ. Some let a younger spouse live with a qualifying resident, some allow buyers in their late 40s or early 50s, and most cap how long young guests can stay. You’ll also hear “active adult,” which is a marketing term, not a legal one, so always ask whether a community is legally age-restricted and read its recorded covenants.

At a Glance

The communities in this guide

Every community here is confirmed as 55+ or active adult on its builder’s or association’s own website. Tap a name to jump to its details.

“New” means a builder listed new homes in October 2026. Availability changes quickly, so confirm before you visit.

55+ and active adult communities near Denver (October 2026)
Community	Area	Homes
Anthem Ranch	Broomfield	Resale
Regency at Montaine	Castle Rock	New
Hillside at Castle Rock	Castle Rock	New
Rhyolite Ranch	Castle Rock	New
Hilltop 55+ at Inspiration	Parker and south Aurora	New (final homes)
Reverie at Looking Glass	Parker and south Aurora	New
Heritage Eagle Bend	Southeast Denver metro (Aurora)	Resale
The Villas	Lakewood	Resale
The Retreat at Banning Lewis Ranch	Colorado Springs	New

Community by Community

55+ communities near Denver, area by area

Location, home styles, amenities, HOA notes and who each community fits. Dues change every year, so this guide doesn’t quote them; ask for the current budget for any home you’re considering.

Broomfield
Castle Rock
Parker and south Aurora
Southeast Denver metro (Aurora)
Lakewood
Colorado Springs

Broomfield

55+ communities in Broomfield

Broomfield sits between Denver and Boulder, and it is home to the Denver area’s best-known 55+ community.

Anthem Ranch

Location: North Broomfield, about 15 miles north of Denver and 15 miles east of Boulder, part of the larger Anthem master plan.
Homes: Nearly 1,300 ranch-style single-family homes on about 640 acres. Del Webb started the community, with the first home built in 2006, and Toll Brothers later built many of the remaining homes. Today it is mostly resale.
Amenities: The 32,000-square-foot Aspen Lodge with indoor and outdoor pools, a fitness center, walking track, library, crafts and billiards rooms; tennis and pickleball courts; over 85 resident-run clubs; and miles of trails.
HOA notes: Every home belongs to the Anthem Ranch Community Association. Ask for current dues, the transfer fee and the age-occupancy rules in the governing documents.

Who it fits: Buyers who want a large, established community with a busy social calendar and mountain views, and who are comfortable buying a resale home.

Castle Rock

55+ communities in Castle Rock

Castle Rock has the most new-construction 55+ choices in the south metro right now, all a short drive from downtown.

Regency at Montaine

Location: South Castle Rock, about five minutes south of downtown, inside the Montaine master plan. Toll Brothers’ sales center is on Alumroot Street.
Homes: New single-family homes by Toll Brothers in three collections, mostly single-story plans from about 1,600 to 3,000+ square feet, built to order or ready to move in.
Amenities: A private amenity center with a pool and fitness center, plus miles of walking, biking and hiking trails.
HOA notes: A new community with its own association. Ask for the current budget and what the dues cover, plus any metro district on the tax bill.

Who it fits: Buyers who want a brand-new home with resort-style amenities close to downtown Castle Rock.

Hillside at Castle Rock

Location: West of I-25 in Castle Rock, minutes from downtown, near the Ridgeline Open Space trails.
Homes: A boutique community of single-level paired homes and detached patio homes by BLVD Builders, in six floor plans of roughly 1,900 to 2,300 square feet, with walkout and finished-basement options.
Amenities: Daybreak Park, with a covered pavilion with indoor and outdoor fireplaces, pickleball courts, green space, a sports field and trail access.
HOA notes: The builder describes a lock-and-leave lifestyle with landscape maintenance and snow removal included. Confirm the dues and exactly what they cover.

Who it fits: Buyers who want a smaller, low-maintenance neighborhood and plan to travel or spend time away.

Rhyolite Ranch

Location: Inside Crystal Valley Ranch in Castle Rock, minutes from historic downtown and Plum Creek Golf Club.
Homes: All ranch-style homes by Kauffman Homes, a local builder.
Amenities: A clubhouse for social activities and pickleball courts.
HOA notes: Kauffman calls it an active adult community. Ask for the age-restriction covenants, the community association documents and the Crystal Valley Ranch metro district details.

Who it fits: Buyers who want a ranch home in an established master plan, with Crystal Valley Ranch trails and open space nearby.

A mule deer beside a paved trail lined with trees and golden grasses in Parker, Colorado — Pictured: a trail in Parker · Photo: Estherpackard, CC BY-SA 4.0

Parker and south Aurora

55+ communities in Parker and south Aurora

Two newer communities sit on the rolling hills around Parker, with easy access to E-470.

Hilltop 55+ at Inspiration

Location: The age-qualified village inside the Inspiration community, with an Aurora address (8400 S. Winnipeg Ct.) just east of Parker.
Homes: One-level homes from several builders, including American Legend and Pulte. In October 2026 the community said it was down to its final 30 new homes.
Amenities: The residents-only Hilltop Club, with a pool, yoga studio, fitness center, demonstration kitchen, library, six pickleball courts, two tennis courts and bocce, plus trails across the hills.
HOA notes: Ask for both the master community and Hilltop association budgets and any metro district levy.

Who it fits: Buyers who want a newer home and an active clubhouse scene, with Parker’s shopping and dining nearby.

Reverie at Looking Glass

Location: Within the Looking Glass master plan in Parker, off Crowfoot Valley Road.
Homes: New homes by Dream Finders Homes, now selling, with move-in-ready and under-construction homes.
Amenities: Planned amenity center with fitness, an indoor bar and kitchen, billiards and a golf simulator; a lap and zero-entry pool with spa; four lighted pickleball courts; bocce, cornhole, an event lawn and a lifestyle activities director.
HOA notes: Dream Finders markets Reverie as an active adult, resort-lifestyle community. Ask for the recorded age covenants and the dues before you commit.

Who it fits: Buyers who want one of the newest amenity packages in the south metro and don’t mind living near ongoing construction.

The Denver skyline with Mount Blue Sky behind it, seen from City Park — Pictured: the Denver skyline from City Park · Photo: David Herrera, CC BY 2.0

Southeast Denver metro (Aurora)

55+ communities in Southeast Denver metro (Aurora)

For golfers who want a gated, established community within reach of the Denver Tech Center.

Heritage Eagle Bend

Location: Southeast Aurora, at 23155 E. Heritage Parkway, behind gates.
Homes: An established golf community with resale homes. The community publishes its floor plans online.
Amenities: An 18-hole Arthur Hills golf course, clubhouse and Eagle’s Nest restaurant, indoor and seasonal outdoor pools, a workout room, meeting rooms, bocce and pickleball courts, tennis and a Center for Active Learning.
HOA notes: There is a master association plus sub-associations. Heritage Eagle Bend was founded as a 55+ community, and its governing documents were later amended to allow buyers ages 45 to 54. No one under 19 may live there.

Who it fits: Golfers who want a gated community with a full clubhouse, and buyers ages 45 to 54 who want an active adult setting.

Lakewood

55+ communities in Lakewood

Close-in and walkable, for buyers who want to stay near Belmar and the west side.

The Villas

Location: Central Lakewood, on more than 25 acres with mature trees, within walking distance of Belmar.
Homes: 145 maintenance-free townhomes, each a separate home connected by a roofline, with a private patio or garden.
Amenities: About nine acres of landscaping and mature trees, with shopping, dining and parks at Belmar close by.
HOA notes: The association says at least 80 percent of homes must have an occupant 55 or older, the rest must have an occupant 50 or older, and no one under 16 may live there. Bylaws, declarations, rules, the reserve study and financial summaries are posted on its website.

Who it fits: Buyers who want a smaller, established community in town rather than a resort-style clubhouse.

Colorado Springs

55+ communities in Colorado Springs

An hour south of Denver, with Pikes Peak views and new 55+ construction on the east side.

The Retreat at Banning Lewis Ranch

Location: Eastern Colorado Springs, just off North Powers Boulevard, inside the Banning Lewis Ranch master plan.
Homes: New main-floor-living ranch plans by Oakwood Homes, in several collections designed for low-maintenance living.
Amenities: A private clubhouse and a lifestyle director who runs events such as trivia, yoga and food truck nights, with Banning Lewis Ranch parks and trails nearby.
HOA notes: The Retreat has a recorded declaration of age restrictions as an age 55 and older community, layered on the Banning Lewis Ranch master covenants and metro district. Ask for both sets of documents.

Who it fits: Buyers who want new construction at a lower price point than the Denver metro, with mountain views.

Highlands Ranch and Castle Pines: Kaylie is not listing communities in these two areas yet, because she couldn’t confirm their age rules on an official community or builder website. If you’d like to live in Highlands Ranch or Castle Pines, ask Kaylie about age-restricted and low-maintenance options there, and see her Highlands Ranch and Castle Pines buying guides.

Downsizing

Selling your home and buying in a 55+ community

Most 55+ buyers are selling a home they’ve lived in for years. The hard part is the timing. Here is how to line it up. For more detail, read Kaylie’s guide to downsizing in the Denver suburbs.

What’s my home worth? Plan my move with Kaylie

Know your numbers first

Start with a realistic value for your current home and your costs to sell, so you know what you can spend. Kaylie’s cost to sell guide walks through each line, and her capital gains guide covers the tax side.
Pick a timing strategy

You can sell first and rent short term, buy first with cash or a bridge loan, or line up both closings for the same day or week. New construction can help, because a build date months out gives you time to sell.
Use the right contingencies

A home sale contingency lets you make an offer that depends on your house selling, though some sellers and builders won’t accept it. As a seller, you can ask for a rent-back or a later possession date so you’re not moving twice. Know your Colorado contract deadlines.
Read the community documents early

Ask for the covenants, age rules, rules and regulations, budget, reserve study and any rental limits before your HOA document deadline, while you can still walk away.
Downsize your belongings on a schedule

Most 55+ homes are single-level with less storage. Sort, donate and sell in stages, and prepare your current home for photos before you list.

Before You Buy

Questions to ask any 55+ community

Two communities can look alike on a tour and work very differently day to day. These questions bring out the differences.

Is it legally age-restricted?

Ask whether the community follows the HOPA 80 percent rule, what the recorded covenants say about the other 20 percent, and whether younger spouses, caregivers or adult children may live there.

What do the dues cover?

Ask for the current budget and what it includes: clubhouse, staff, a lifestyle director, yard care, snow removal, exterior maintenance, trash. Also ask about the reserve study and any planned special assessments.

Is there a metro district?

Many newer Colorado communities add a metro district levy to the property tax bill. See Kaylie’s metro districts guide for what to check.

What are the guest and rental rules?

Ask how long visiting grandkids may stay, whether you can rent your home out if you travel or move, and whether there is a minimum lease term.

Is it still being built?

In a new community, ask how many homes are left, when the builder turns the HOA over to owners, and what amenities are finished versus planned.

How close are your daily needs?

Drive to your doctor, grocery store, church and family from the community at the times you would really go. Test the airport drive too if you travel often.

What is the social calendar like?

Ask for a current activity calendar and club list, and visit on a weekday when residents are using the clubhouse.

How much upkeep is mine?

Find out who handles roofs, exterior paint, landscaping and snow on driveways and walks, so you can compare low-maintenance claims fairly.

FAQ

55+ communities near Denver: common questions

What does “55+ community” mean in Colorado?

Usually it means housing that qualifies for the federal “housing for older persons” exemption. Under that rule, at least 80 percent of occupied homes must have at least one resident who is 55 or older, and the community must publish and follow policies showing it is intended for older adults and verify ages. Each community sets its own rules for the other 20 percent.

Can someone under 55 live in a 55+ community?

Often, yes, within limits. Many communities allow a younger spouse or partner to live with a resident who is 55 or older, and some allow a share of homes to be owned by younger buyers. Heritage Eagle Bend, for example, allows buyers 45 to 54. The rules are in each community’s recorded covenants, so read them before you write an offer.

Can my grandkids visit a 55+ community?

Visits are generally allowed, but most communities limit how long guests under a certain age can stay. The limits differ from one community to the next, so check the rules and regulations.

Are there new-construction 55+ communities near Denver?

Yes. As of October 2026, builders list new homes at Regency at Montaine, Hillside at Castle Rock and Rhyolite Ranch in Castle Rock, Hilltop 55+ at Inspiration near Parker, Reverie at Looking Glass in Parker and The Retreat at Banning Lewis Ranch in Colorado Springs. Inventory changes quickly, so confirm what is available.

Are HOA dues higher in 55+ communities?

It depends on what the dues cover. Communities with a large clubhouse, staff and lifestyle director, or yard and snow care for every home, tend to budget more for those services. Ask for the current budget, the reserve study and the list of what the dues include before you compare.

Should I sell my house before buying in a 55+ community?

It depends on your finances and your comfort with risk. Some buyers sell first and rent or move in with family, some buy first with a bridge loan or cash, and some make an offer contingent on selling. Kaylie walks through the options in her downsizing guide.

Does Kaylie help buyers in 55+ communities outside Denver?

Yes. Kaylie Curtis works with buyers and sellers in Denver, Lakewood, Broomfield, Highlands Ranch, Castle Pines, Parker, Castle Rock and Colorado Springs. Call or text 720-357-5785.

Keep Exploring

More guides for your next move

Anthem Ranch homes Broomfield’s 55+ community and the Aspen Lodge. Downsizing in the Denver suburbs How to sell, buy and move without the stress. Castle Rock realtor Buying and selling in Castle Rock with Kaylie. Parker realtor Buying and selling in Parker with Kaylie. Broomfield realtor Buying and selling in Broomfield with Kaylie. Lakewood realtor Buying and selling in Lakewood with Kaylie. Colorado Springs: Flying Horse Golf club living in northern Colorado Springs. Moving to Colorado A free relocation guide for out-of-state buyers.

Sources: 42 U.S.C. § 3607 (housing for older persons); Anthem Ranch Community Association; Toll Brothers: Regency at Montaine; BLVD Builders: Hillside at Castle Rock; Kauffman Homes: Rhyolite Ranch; Inspiration: Hilltop 55+; Hilltop Club; Dream Finders Homes: Reverie at Looking Glass; Heritage Eagle Bend: HOA FAQs; Heritage Eagle Bend: prospective residents; The Villas (Lakewood); Oakwood Homes: The Retreat at Banning Lewis Ranch; The Retreat age 55+ declaration (2020). Community details were checked on each builder’s or association’s website in October 2026 and can change. This guide is general information, not legal advice; confirm age rules, dues and availability for a specific home.

Contact

Talk with Kaylie about 55+ communities.

Planning a move to a 55+ community? Share a few details and Kaylie will reach out personally, or call or text her directly for a private conversation about your goals.

Kaylie Curtis

Luxury Real Estate Agent
The Gold Standard Brokerage

Phone (call or text): 720-357-5785 Email: kaylie@tgsbrokerage.com

Call/Text 720-357-5785 Send a private inquiry

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