Seller Tools · Kaylie Curtis

Seller Net Proceeds Calculator

Thinking about selling and want a rough idea of what you’ll walk away with? Enter your expected price and costs below. The defaults are only examples, so replace them with your own numbers.

Estimate your net proceeds

Net proceeds = sale price − mortgage payoff − commission − title and closing costs − concessions.

Your numbers

Your lender can give you an exact payoff statement.

Example only. Commissions are negotiable, so enter what you agree to.

Example only. A title company can give you a seller net sheet with real figures.

Estimated net proceeds

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Sale price
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Mortgage payoff
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Commission
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Title and closing costs
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Concessions
—

This is an estimate only. It leaves out prorated property taxes, HOA transfer fees, repairs and any other payoffs. Your title company’s settlement statement is the final word.

Want a real number?

Your sale price is the biggest input, and it’s the one that’s hardest to guess. I’ll pull the closest comparable sales for your home and walk you through them.

  1. Price from real comps

    Recent nearby sales, adjusted for your home’s size, condition, lot and views.

  2. A title company net sheet

    Before you list, I’ll get you a net sheet with real title and closing figures.

  3. A plan for concessions

    If a buyer asks for credits, we’ll look at what it does to your bottom line before you answer.

Buying on the other side of the table?

If you are also estimating what you need to bring as a buyer, try the Colorado buyer closing cost calculator and the closing costs guide.

Seller net proceeds: common questions

How accurate is this?

It’s a rough estimate. Your title company’s settlement statement shows the final numbers.

What else can come out of my proceeds?

Prorated property taxes, HOA transfer or status fees, any second loans or liens, and any repairs you agree to.

Can you help me estimate my sale price?

Yes. Start with the home value tool, or ask me for a pricing plan built on comparable sales.

How is the net figure calculated?

It’s the sale price minus your loan payoff, minus commission (the sale price times the percentage you enter), minus your closing cost estimate, minus any seller concessions. There are no other assumptions built in.

Is my payoff the same as my loan balance?

Not always. A payoff amount can include interest through the payoff date and any fees, so it may be more than the balance on your statement. Ask your lender for a payoff statement.

Is commission a set percentage?

No. Commissions are negotiable and aren’t set by law. The percentage in the calculator is only an example, so enter what you actually agree to.

Does it include taxes on the sale?

No. It doesn’t estimate capital gains or any other taxes. Talk with a tax professional about your situation, and talk to a lender or your title company about exact closing figures.

Professional headshot of Kaylie Curtis

Kaylie Curtis

Luxury Real Estate Agent
The Gold Standard Brokerage

Thinking about selling?

Share a few details and I’ll reach out personally with a pricing plan for your home.

Phone (call or text): 720-357-5785 Email: kaylie@tgsbrokerage.com

The Gold Standard Brokerage was founded by Sean Gribbons and is run by Sean Gribbons and Kaylie Curtis together.

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